Carmel is the Executive Manager of Agribusiness Sustainability at the Commonwealth Bank and leads CommBank’s work supporting farmers in sustainability, with strategic initiatives such as Australia’s first Sustainability Linked Loan and the highly innovative first to market CBA Agri Green Loan.

Carmel is an advocate for the profitability and resilience benefits for farmers from natural capital enhancements and low net emissions farming.  She has been with CBA for 21 years and holds a Bachelor of Agricultural Economics Hons from the University of Sydney.